jCard: Built for issuers, ready for scale
A powerful card management engine with open APIs, multi-product support, and an integrated ledger.
Modernize your payment stack.


Powering every card
experience
Powering every card
experience

One platform
All cards
Designed for issuers
Built for flexibility
Designed for issuers
Built for flexibility

Physical or digital, perfectly synced.
Cardholder
profile management


Always secure
HSM, 3DS, CVV
Always secure
HSM, 3DS, CVV

Seamless control
From BIN to wallet
Seamless control
From BIN to wallet

One platform
All cardsDesigned for issuers
Built for flexibility
Physical or digital, perfectly synced.
Cardholder
profile management


Always secure
HSM, 3DS, CVV

Seamless control
From BIN to wallet
Features
Features
Everything you need to issue, manage, and scale
Everything you need to issue, manage, and scale

Instant issuance
Cards ready in seconds — issue and activate cards instantly.

Dynamic limits
Adjust spend rules in real time — update limits instantly when needed.

Multi-currency ready
One card, global reach — spend and settle across currencies seamlessly.
How it works
How it works
How jCard powers every step of card management
How jCard powers every step of card management
Connect & integrate
Seamlessly connect jCard with jPTS or core banking via open APIs.
1
1
Connect & integrate
Seamlessly connect jCard with jPTS or core banking via open APIs.
1
1
Connect & integrate
Seamlessly connect jCard with jPTS or core banking via open APIs.
1
1
1




2
Configure & issue
Define card products, link accounts, and set business rules.
2
2
Configure & issue
Define card products, link accounts, and set business rules.
2
2
Configure & issue
Define card products, link accounts, and set business rules.
2
2
Transact in real time
Process and validate every operation instantly.
3
3
Transact in real time
Process and validate every operation instantly.
3
3
Transact in real time
Process and validate every operation instantly.
3
3
3




4
Reconcile & scale
Every transaction posts to the real-time double-entry ledger.
4
4
Reconcile & scale
Every transaction posts to the real-time double-entry ledger.
4
4
Reconcile & scale
Every transaction posts to the real-time double-entry ledger.
4
4
Power every card, from plastic to digital
Power every card, from plastic to digital
Issue, manage, and scale card programs effortlessly with jCard’s unified engine.
Issue, manage, and scale card programs effortlessly with jCard’s unified engine.





FAQ
FAQ
Common questions
Common questions
What is TPP?
TPP stands for “The Payments Platform.” It has two main subsystems, jCard and jPTS, our Card Management System and Transaction Switch. Many of our customers use both acquiring and issuing solutions. When deploying a Card Management System like jCard, a jPTS acquiring switch can be deployed alongside it to perform complex orchestration, for example, when using an external system of record in real-time.
Are jCard and jPTS also distributed under the AGPL license?
Are jCard or jPTS included with jPOS?
Is TPP related to jPOS?
If TPP is not open source, do we still get the source code?
Do you have a TPP demo?
What is TPP?
TPP stands for “The Payments Platform.” It has two main subsystems, jCard and jPTS, our Card Management System and Transaction Switch. Many of our customers use both acquiring and issuing solutions. When deploying a Card Management System like jCard, a jPTS acquiring switch can be deployed alongside it to perform complex orchestration, for example, when using an external system of record in real-time.
Are jCard and jPTS also distributed under the AGPL license?
Are jCard or jPTS included with jPOS?
Is TPP related to jPOS?
If TPP is not open source, do we still get the source code?
Do you have a TPP demo?

Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases

Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Contact
+1 (561) 922-6344
info@transactility.com
P.O. Box 880195
Boca Raton, FL 33488-0195, U.S.A.
Services
Resources