jCard: Built for issuers, ready for scale

A powerful card management engine with open APIs, multi-product support, and an integrated ledger.

Modernize your payment stack.

Powering every card
experience

Powering every card
experience

One platform
All cards

Designed for issuers
Built for flexibility

Designed for issuers
Built for flexibility

Physical or digital, perfectly synced.

Cardholder

profile management

Always secure

HSM, 3DS, CVV

Always secure

HSM, 3DS, CVV

Seamless control
From BIN to wallet

Seamless control
From BIN to wallet

  • One platform
    All cards

  • Designed for issuers
    Built for flexibility

  • Physical or digital, perfectly synced.

  • Cardholder

    profile management

  • Always secure

    HSM, 3DS, CVV

  • Seamless control
    From BIN to wallet

Features

Features

Everything you need to issue, manage, and scale

Everything you need to issue, manage, and scale

Instant issuance

Cards ready in seconds — issue and activate cards instantly.

Dynamic limits

Adjust spend rules in real time — update limits instantly when needed.

Multi-currency ready

One card, global reach — spend and settle across currencies seamlessly.

How it works

How it works

How jCard powers every step of card management

How jCard powers every step of card management

Connect & integrate

Seamlessly connect jCard with jPTS or core banking via open APIs.

1
1

Connect & integrate

Seamlessly connect jCard with jPTS or core banking via open APIs.

1
1

Connect & integrate

Seamlessly connect jCard with jPTS or core banking via open APIs.

1
1
1
2

Configure & issue

Define card products, link accounts, and set business rules.

2
2

Configure & issue

Define card products, link accounts, and set business rules.

2
2

Configure & issue

Define card products, link accounts, and set business rules.

2
2

Transact in real time

Process and validate every operation instantly.

3
3

Transact in real time

Process and validate every operation instantly.

3
3

Transact in real time

Process and validate every operation instantly.

3
3
3
4

Reconcile & scale

Every transaction posts to the real-time double-entry ledger.

4
4

Reconcile & scale

Every transaction posts to the real-time double-entry ledger.

4
4

Reconcile & scale

Every transaction posts to the real-time double-entry ledger.

4
4

Power every card, from plastic to digital

Power every card, from plastic to digital

Issue, manage, and scale card programs effortlessly with jCard’s unified engine.

Issue, manage, and scale card programs effortlessly with jCard’s unified engine.

FAQ

FAQ

Common questions

Common questions

What is TPP?

TPP stands for “The Payments Platform.” It has two main subsystems, jCard and jPTS, our Card Management System and Transaction Switch. Many of our customers use both acquiring and issuing solutions. When deploying a Card Management System like jCard, a jPTS acquiring switch can be deployed alongside it to perform complex orchestration, for example, when using an external system of record in real-time.


Are jCard and jPTS also distributed under the AGPL license?
Are jCard or jPTS included with jPOS?
Is TPP related to jPOS?
If TPP is not open source, do we still get the source code?
Do you have a TPP demo?
What is TPP?

TPP stands for “The Payments Platform.” It has two main subsystems, jCard and jPTS, our Card Management System and Transaction Switch. Many of our customers use both acquiring and issuing solutions. When deploying a Card Management System like jCard, a jPTS acquiring switch can be deployed alongside it to perform complex orchestration, for example, when using an external system of record in real-time.


Are jCard and jPTS also distributed under the AGPL license?
Are jCard or jPTS included with jPOS?
Is TPP related to jPOS?
If TPP is not open source, do we still get the source code?
Do you have a TPP demo?

Join our live webinar:

Get started with jPOS

A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.

Transparent, flexible,

and community-driven technology.

Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.

Contact

+1 (561) 922-6344

info@transactility.com

P.O. Box 880195

Boca Raton, FL 33488-0195, U.S.A.

© 2026 Transactility, Inc. All rights reserved.

Stay updated on new features and releases

Join our live webinar:

Get started with jPOS

A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.

Transparent, flexible,

and community-driven technology.

Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.

Contact

+1 (561) 922-6344

info@transactility.com

P.O. Box 880195

Boca Raton, FL 33488-0195, U.S.A.

© 2026 Transactility, Inc. All rights reserved.

Stay updated on new features and releases

Join our live webinar:

Get started with jPOS

A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.

Transparent, flexible,

and community-driven technology.

Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.

Contact

+1 (561) 922-6344

info@transactility.com

P.O. Box 880195

Boca Raton, FL 33488-0195, U.S.A.

© 2026 Transactility, Inc. All rights reserved.

Stay updated on new features and releases

Join our live webinar:

Get started with jPOS

A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.

Transparent, flexible,

and community-driven technology.

Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.

Contact

+1 (561) 922-6344

info@transactility.com

P.O. Box 880195

Boca Raton, FL 33488-0195, U.S.A.

© 2026 Transactility, Inc. All rights reserved.

Stay updated on new features and releases