jPOS: The backbone of global payments
jPOS: The backbone of global payments
jPOS is the open, modular platform that powers
billions of secure transactions every day.
Talk to our experts. Build faster with jPOS.
Talk to our experts. Build faster with jPOS.
Flexible licensing options for every organization
Flexible licensing options for every organization
Launch in weeks,
not years
Driving transaction flows in
120+
countries
Smarter flows
Better efficiency
Smarter flows
Better efficiency
5,000+
jPOS-Ready developers
Proven to reduce development spend
4,000+
TPS on standard hardware
Launch in weeks,
not yearsDriving transaction flows in
120+
countries
Smarter flows
Better efficiency
5,000+
jPOS-Ready developers
Proven to reduce development spend
4,000+
TPS on standard hardware
Features
Features
Powerful payment solutions for modern businesses
Powerful payment solutions for modern businesses
Modular transaction engine
Configurable, scalable, and built to handle any payment flow.
Active-active high availability
Runs on multiple nodes with no single point of failure.
Full ISO-8583 framework
Seamless integration with any acquirer or payment network.
AVS / CVV / 3D Secure
AVS / CVV / 3D Secure
Built-in fraud prevention and cardholder verification.
Built-in fraud prevention and cardholder verification.
HSM Integration
HSM Integration
Seamless link to hardware security modules for cryptography.
Seamless link to hardware security modules for cryptography.
Real-time Monitoring
Real-time Monitoring
Track all transactions and system health instantly.
Track all transactions and system health instantly.
XML Configuration
XML Configuration
Adjust flows and components without recompiling.
Adjust flows and components without recompiling.
MUX & QMUX
MUX & QMUX
Concurrent, multiplexed message exchange with failover.
Concurrent, multiplexed message exchange with failover.
High Throughput
High Throughput
Processes thousands of TPS on standard hardware.
Processes thousands of TPS on standard hardware.
How it works
How it works
How jPOS transforms
payment transactions
How jPOS transforms
payment transactions
Credit card purchase
A customer pays with their card — online or in-store.
1
1
Credit card purchase
A customer pays with their card — online or in-store.
1
1
Credit card purchase
A customer pays with their card — online or in-store.
1
1
1
2
Authorization
The issuer or processor verifies the card details, account status, and available funds before approving or declining the transaction.
2
2
Authorization
The issuer or processor verifies the card details, account status, and available funds before approving or declining the transaction.
2
2
Authorization
The issuer or processor verifies the card details, account status, and available funds before approving or declining the transaction.
2
2
Approval & transfer
The issuer verifies funds and sends money through the card network.
3
3
Approval & transfer
The issuer verifies funds and sends money through the card network.
3
3
Approval & transfer
The issuer verifies funds and sends money through the card network.
3
3
3
4
Merchant payment
Funds reach the merchant’s account — the sale is complete.
4
4
Merchant payment
Funds reach the merchant’s account — the sale is complete.
4
4
Merchant payment
Funds reach the merchant’s account — the sale is complete.
4
4
Cardholder pays issuer
The customer later settles the charge with their issuing bank.
5
5
Cardholder pays issuer
The customer later settles the charge with their issuing bank.
5
5
Cardholder pays issuer
The customer later settles the charge with their issuing bank.
5
5
5
Pricing
Flexible licensing for every organization
Open-source
Free
Use jPOS internally to build prototypes, test new solutions, or learn and experiment
Launch your jPOS application and share your code with the community under AGPLv3
Commercial
$4,650
Per instance, per year
Quantity and multi-year discounts
Eligibility for professional support and consulting services
Includes updates and upgrades within the same major version
Tailored licenses
Custom
Bulk licensing options available
OEM, VAR, SaaS, and customized license models
Tailored bundles of support and commercial licenses
Conversion from AGPL to another license based on specific needs
Pricing
Flexible licensing for every organization
Open-source
Free
Use jPOS internally to build prototypes, test new solutions, or learn and experiment
Launch your jPOS application and share your code with the community under AGPLv3
Commercial
$4,650
Per instance, per year
Quantity and multi-year discounts
Eligibility for professional support and consulting services
Includes updates and upgrades within the same major version
Tailored licenses
Custom
Bulk licensing options available
OEM, VAR, SaaS, and customized license models
Tailored bundles of support and commercial licenses
Conversion from AGPL to another license based on specific needs
Pricing
Flexible licensing for every organization
Open-source
Free
Use jPOS internally to build prototypes, test new solutions, or learn and experiment
Launch your jPOS application and share your code with the community under AGPLv3
Commercial
$4,650
Per instance, per year
Per instance, per year
Quantity and multi-year discounts
Eligibility for professional support and consulting services
Includes updates and upgrades within the same major version
Tailored licenses
Custom
Bulk licensing options available
OEM, VAR, SaaS, and customized license models
Tailored bundles of support and commercial licenses
Conversion from AGPL to another license based on specific needs
Build on a faster, smarter payment core
Build on a faster, smarter payment core
Connect with our experts to explore how jPOS can revolutionize your transaction processing capabilities.
Connect with our experts to explore how jPOS can revolutionize your transaction processing capabilities.
FAQ
FAQ
Common questions
Common questions
What is jPOS?
jPOS is a Java® platform-based, mission-critical, ISO 8583-based financial transaction library/framework that can be customized and extended to implement financial interchanges. jPOS-based solutions include software applications and middleware layers like electronic payments transaction switches and gateways, credit card acquiring systems, and banks’ credit card issuing systems. It is the de facto open-source implementation of the international ISO 8583 standard, used in over 120 countries by a full spectrum of small to Fortune 100 companies, processing thousands of transactions every single second, 24x7x365.
How is jPOS licensed?
Who uses jPOS?
What products do you offer?
What is the default jPOS license?
What is jPOS?
jPOS is a Java® platform-based, mission-critical, ISO 8583-based financial transaction library/framework that can be customized and extended to implement financial interchanges. jPOS-based solutions include software applications and middleware layers like electronic payments transaction switches and gateways, credit card acquiring systems, and banks’ credit card issuing systems. It is the de facto open-source implementation of the international ISO 8583 standard, used in over 120 countries by a full spectrum of small to Fortune 100 companies, processing thousands of transactions every single second, 24x7x365.
How is jPOS licensed?
Who uses jPOS?
What products do you offer?
What is the default jPOS license?
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Contact
+1 (561) 922-6344
info@transactility.com
P.O. Box 880195
Boca Raton, FL 33488-0195, U.S.A.
Services
Resources