jPTS: Unify your payment architecture
jPTS: Unify your payment architecture
jPTS connects your payment ecosystem with reliability, control, and extreme performance.
jPTS connects your payment ecosystem with reliability, control, and extreme performance.
Engineered for
performance
Engineered for
performance
Built for
instant payments
$19.11
Walmart
$19.11
TZNS Inc.
$33.12
PayPal EU Inc.
ISO-ready
Future-proof
Smarter routing
Faster settlements
Smarter routing
Faster settlements
Real-time visibility
Always on
Real-time visibility
Always on
Built for trust
HSM, EMV, PIN
Built for trust
HSM, EMV, PIN
Always in sync
Payments never stop
Always in sync
Payments never stop
Built for
instant payments$19.11
Walmart
$19.11
TZNS Inc.
$33.12
PayPal EU Inc.
ISO-ready
Future-proofSmarter routing
Faster settlementsReal-time visibility
Always onBuilt for trust
HSM, EMV, PINAlways in sync
Payments never stop
Features
Features
Powering real-time payment switching at any scale
Powering real-time payment switching at any scale
High throughput
Processes thousands of transactions per second with minimal latency.
Modular architecture
Customize and scale each component to your business logic.
Ultra-low latency
Milliseconds that make a real difference in every transaction.
Interface
Interface
Accounting at its core.
Precision by design.
Accounting at its core.
Precision by design.
Real-time, double-entry accounting for flawless control.
Real-time, double-entry accounting for flawless control.
ISO-8583 ready — works with any messaging spec.
Double-entry engine — balances debits and credits.
Powered by jPOS CMF — fast, reliable MiniGL ledger.
API
API-centric.
Built for developers.
API-centric.
Built for developers.
All your card operations through open, high-performance APIs.
All your card operations through open, high-performance APIs.
Open by design — full source access.
Real-time engine — double-entry accounting included.
Complete coverage — accounts, transactions, validation.
How it works
How it works
How jPTS processes
payments in real time
How jPTS processes
payments in real time
Transaction received
jPTS accepts messages from multiple sources — POS, ATM, API, or host — in any supported format.
1
1
Transaction received
jPTS accepts messages from multiple sources — POS, ATM, API, or host — in any supported format.
1
1
Transaction received
jPTS accepts messages from multiple sources — POS, ATM, API, or host — in any supported format.
1
1
1
2
Message normalized
Incoming data becomes jPTS’s internal format.
2
2
Message normalized
Incoming data becomes jPTS’s internal format.
2
2
Message normalized
Incoming data becomes jPTS’s internal format.
2
2
Routed through stations
The system routes transactions through stations, applying logic and checks.
3
3
Routed through stations
The system routes transactions through stations, applying logic and checks.
3
3
Routed through stations
The system routes transactions through stations, applying logic and checks.
3
3
3
4
Delivered and done
Transactions reach their destination and are logged for settlement.
4
4
Delivered and done
Transactions reach their destination and are logged for settlement.
4
4
Delivered and done
Transactions reach their destination and are logged for settlement.
4
4
Core built for performance
Core built for performance
Experience real-time transaction switching with unmatched speed and reliability.
Experience real-time transaction switching with unmatched speed and reliability.
FAQ
FAQ
Common questions
Common questions
What is TPP?
TPP stands for “The Payments Platform.” It has two main subsystems, jCard and jPTS, our Card Management System and Transaction Switch. Many of our customers use both acquiring and issuing solutions. When deploying a Card Management System like jCard, a jPTS acquiring switch can be deployed alongside it to perform complex orchestration, for example, when using an external system of record in real-time.
Are jCard and jPTS also distributed under the AGPL license?
Are jCard or jPTS included with jPOS?
Is TPP related to jPOS?
If TPP is not open source, do we still get the source code?
Do you have a TPP demo?
What is TPP?
TPP stands for “The Payments Platform.” It has two main subsystems, jCard and jPTS, our Card Management System and Transaction Switch. Many of our customers use both acquiring and issuing solutions. When deploying a Card Management System like jCard, a jPTS acquiring switch can be deployed alongside it to perform complex orchestration, for example, when using an external system of record in real-time.
Are jCard and jPTS also distributed under the AGPL license?
Are jCard or jPTS included with jPOS?
Is TPP related to jPOS?
If TPP is not open source, do we still get the source code?
Do you have a TPP demo?
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Services
Resources
© 2026 Transactility, Inc. All rights reserved.
Stay updated on new features and releases
Join our live webinar:
Get started with jPOS
A practical session for new and experienced developers, covering core concepts, latest updates, and real-world examples.
Transparent, flexible,
and community-driven technology.
Our open-source approach gives teams full visibility and control over the codebase, making it easier to adapt, extend, and integrate jPOS across complex payment environments.
Contact
+1 (561) 922-6344
info@transactility.com
P.O. Box 880195
Boca Raton, FL 33488-0195, U.S.A.
Services
Resources